Home loans Stories

Kiwi Stories

Home loans stories

New Zealand personal loan delinquencies hit three-year high

Unsecured borrowers in New Zealand are under mounting strain as Experian flags a rise in personal loan arrears to a three-year peak.

By Karen Joy Bacudo • 4 min read • Last week

Bank of New Zealand

NZ households prioritise utilities over telco debts

Cost-of-living pressure is pushing New Zealand households to protect power and water bills first, while telco debts are among the first to slip.

By Joseph Gabriel Lagonsin • 4 min read • Tue, 9th Jun 2026

Data Protection

Kiwibank rolls out open banking across all channels

Business customers and retailers can now use open banking payments and data sharing in one app, ahead of regulation by six months.

By Karen Joy Bacudo • 4 min read • Fri, 29th May 2026

Digital Transformation

Anteup builds mortgage marketplace to let banks bid

Borrowers could soon compare mortgage offers in one place as the Auckland fintech targets a mid-year launch after years of testing.

By Karen Joy Bacudo • 4 min read • Thu, 26th Mar 2026

Global Stories

Home loans stories

Digital Transformation

ING rolls out AI mortgage assistant in Netherlands

The pilot is expected to speed up complex home-loan decisions while keeping final approval with ING staff and maintaining explainable oversight.

By Sofiah Nichole Salivio • 3 min read • Mon, 8th Jun 2026

Digital Transformation

TD launches AI model to speed mortgage applications

The bank says underwriters can now complete work in minutes rather than 15 hours, as it rolls out agentic AI across home lending.

By Karen Joy Bacudo • 4 min read • Sat, 23rd May 2026

Digital Transformation

Beyond the billion-dollar banking oversight: How process intelligence can surface vital warning signs

Hidden process gaps in mortgage origination can let fraudulent loans slip through, raising fresh questions for banks after a Australian Big Four case.

By Pascal Coubard • 3 min read • Tue, 7th Apr 2026

Stories from Other Regions

Home loans stories

Digital Transformation

Elula's Sweeper wins work as regulators tighten scrutiny

As scrutiny intensifies, the AI tool is helping firms spot billing and compliance errors sooner, reducing fines, remediation costs and customer harm.

By Sean Mitchell • 4 min read • 3 days ago

Fintech

Vield adopts Integral tech to automate crypto hedging

As Australia tightens oversight of digital asset firms, the lender is moving to automated hedging to manage crypto and currency risk around the clock.

By Karen Joy Bacudo • 4 min read • Last month

Network Security

Why SMS authentication is exposing mortgage lenders to avoidable risk

Mortgage brokers face mounting breach and fraud risks as attackers exploit SMS codes to reach high-value client data, experts warn.

By Geoff Schomburgk • 5 min read • Last month

Data Analytics

Mortgages no longer top debt priority for Australians

Severe financial stress is changing household payment hierarchies, with mortgages now as likely as credit cards to fall behind first in some cases.

By Karen Joy Bacudo • 3 min read • Wed, 10th Jun 2026

Digital Transformation

NAB redesigns app & online banking for retail customers

Customers will spend less time hunting for bills and security settings as the bank rolls out a simpler mobile and online layout.

By Karen Joy Bacudo • 3 min read • Fri, 22nd May 2026

Crypto

Block Earner wins first digital asset credit licence

The approval lets eligible Australians borrow against crypto holdings under direct oversight, as the sector seeks clearer rules and mainstream acceptance.

By Karen Joy Bacudo • 4 min read • Thu, 21st May 2026